US Mortgage Applications Rise in Latest Week; Rates Fall

TxChristopher | Dec 12, 2012 09:14 AM ET We had absolutely no problem recently getting financed to build a new house, contrary to what most seem to constantly say. If you have good credit and all your documentation in order then the banks and lenders will battle for your business, chopping fees and interest rates to try to get the loan.

EugeneDAlessio | Dec 12, 2012 09:23 AM ET Everyone is trying but 98 percent aren`t getting...wake up....unless you have no mortgage and the house is paid off your not getting squat

TxChristopher | Dec 12, 2012 01:27 PM ET EugeneDAlessio | Dec 12, 2012 09:23 AM ET Everyone is trying but 98 percent aren`t getting...wake up....unless you have no mortgage and the house is paid off your not getting squat ___________________________________ Yeah, you have no idea what you are talking about. We were able to easily get a new 30 year fixed rate 3.25% mortgage with only 3.5%

RegularGuy504 | Dec 12, 2012 02:05 PM ET I have been working with a lender right now to try and close on a 3BR 1 bath house I found. It has been relatively easy and I have some credit card debt. I cannot get some super crazy expensive house, but I do qualify for this one in a good neighborhood. The hard part honestly for your normal working Joe is the 3.5% required down payment on the FHA loan. If you got that you are solid.

urdarren | Dec 12, 2012 06:11 PM ET Problem is, unless you have perfect credit, these rates won`t really help you because it`s difficult to get financed period. I think working with folks like Lexington Law would really help those who want to get their credit scores up to fully take advantage of these historic low rates...otherwise just forget about it.






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US Mortgage Applications Rise in Latest Week; Rates Fall

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